“爱花钱”的表象下 90后大多拥有开放理性的消/title> <meta name="keywords" content="支付宝,报告,消费观,理性消费,打白条" /> <meta name="description" content="数据显示，九成90后表示自己会理智消费，不会买不需要的东西爱花钱？这届年轻人拥有开放理性的消费观 “双11”“黑五”“双12”才刚刚过去，又要迎来圣诞、元旦、春节，网友笑" /> <meta http-equiv="PAGE-ENTER" content="RevealTrans(Duration=0,Transition=1)" /> <link id="qhddefaultcontent7149_css" rel="stylesheet" type="text/css" href="/skin/css/qhdcontent.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_content_css" rel="stylesheet" type="text/css" href="/skin/css/content.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_menu_css" rel="stylesheet" type="text/css" href="/skin/css/menu.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_jquery_fancybox_1_3_4_css" rel="stylesheet" type="text/css" href="/skin/css/jquery.fancybox-1.3.4.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_pgwslideshow_css" rel="stylesheet" type="text/css" href="/skin/css/pgwslideshow.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_animate_min_css" rel="stylesheet" type="text/css" href="/skin/css/animate.min.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_style_css" rel="stylesheet" type="text/css" href="/skin/css/style.css" /> <link id="_Portals__default_Skins_Wardrobe1_Html_css_style_green_css" rel="stylesheet" type="text/css" href="/skin/css/style-green.css" /> <style> html { background-image: url(/skin/img/bg-rep-05.png); } </style> </head> <body class="font-zh-CN" style="background:url(/skin/img/bg-img-05.jpg) top center fixed;"> <script src="/skin/js/a1portalcore.js" type="text/javascript"></script><script src="/skin/js/a1portal.js"></script><script src="/skin/js/jquery-1.7.2.min.js"></script><script src="/skin/js/superfish.js"></script><script src="/skin/js/jquery.caroufredsel.js"></script><script src="/skin/js/jquery.touchswipe.min.js"></script><script src="/skin/js/jquery.tools.min.js"></script><script src="/skin/js/jquery.fancybox-1.3.4.pack.js"></script><script src="/skin/js/pgwslideshow.min.js"></script><script src="/skin/js/jquery.fixed.js"></script><script src="/skin/js/cloud-zoom.1.0.2.min.js"></script><script src="/skin/js/device.min.js"></script><script src="/skin/js/html5media-1.2.js"></script><script src="/skin/js/animate.min.js"></script><script src="/skin/js/isotope.pkgd.min.js"></script><script src="/skin/js/custom.js"></script> <script type="text/javascript"> html5media.flowplayerSwf = "/Portals/_default/Skins/Wardrobe1/Html//html5media/flowplayer-3.2.18.swf"; html5media.flowplayerControlsSwf = "/Portals/_default/Skins/Wardrobe1/Html//html5media/flowplayer.controls-3.2.16.swf"; </script> <div id="wrapper" class="insi-page"> <header class="top header-v4 desktops-section default-top"> <div class="top-bar"></div>  <div class="top-main"> <div class="page-width clearfix"> <div class="logo" skinobjectzone="HtmlLogo_422"><a href="/"><img src="/skin/img/logo.png" alt="澳门新濠天地官方赌场网址" /></a></div> <div class="top-main-content clearfix"> <nav class="nav"> <div class="main-nav clearfix" skinobjectzone="menu_658"> <ul class="sf-menu"> <li ><a class="first-level" href="/" target=""><strong>网站首页</strong></a><i></i></li> <li class=""><a class="first-level" href="/a/xingjidengluwangzhi/" target=""><strong>星际登陆网址</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/waiweihuangjinchengzhengwang/" target=""><strong>外围黄金城正网</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/xingjizaixianzhuce/" target=""><strong>星际在线注册</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/tiyucaipiaokaijiangjieguo/" target=""><strong>体育彩票开奖结果</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/zhucexingjidengru/" target=""><strong>注册星际登入</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/wangshangerbagongtouzhu/" target=""><strong>网上二八杠投注</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/xinlidubobocai/" target=""><strong>新利赌博博彩</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/guanfangxingjiguojipingtai/" target=""><strong>官方星际国际平台</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/xinliduchangmaiqiu/" target=""><strong>新利赌场买球</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/xingjiguojiguanwangkaihu/" target=""><strong>星际国际官网开户</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/zuanshiduchangpingtai/" target=""><strong>钻石赌场平台</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/wangshangshisanzhangpaiming/" target=""><strong>网上十三张排名</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/shabazuqiuguanwang/" target=""><strong>沙巴足球官网</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/zucailuntan/" target=""><strong>足彩论坛</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/cj/list_10_1.html" target=""><strong>新濠天地官方平台</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/lc/list_9_1.html" target=""><strong>新濠天地赌场注册</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/yx/list_8_1.html" target=""><strong>新濠天地平台网址</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/dsj/list_7_1.html" target=""><strong>新濠天地赌场网站</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/kj/list_6_1.html" target=""><strong>新濠天地赌场官网</strong></a><i></i> <ul class=""> </ul> </li><li class=""><a class="first-level" href="/a/xw/list_5_1.html" target=""><strong>新濠天地注册网址</strong></a><i></i> <ul class=""> </ul> </li> </ul> </div> </nav> </div> </div> </div> </header>  <div class="touch-top mobile-section clearfix"> <div class="touch-top-wrapper clearfix"> <div class="touch-logo" skinobjectzone="HtmlLogo_1501"><a class="" href="/"><img src="/skin/img/logo.png" alt="澳门新濠天地官方赌场网址" /></a></div>  <div class="touch-navigation"> <div class="touch-toggle"> <ul> <li class="touch-toggle-item-last"><a href="javascript:;" class="drawer-menu" data-drawer="drawer-section-menu"><i class="touch-icon-menu"></i><span>导航</span></a></li> </ul> </div> </div> </div>  <div class="touch-toggle-content touch-top-home"> <div class="drawer-section drawer-section-menu"> <div class="touch-menu" skinobjectzone="menu_1984"> <ul> <li><a href="/"><span>网站首页</span></a></li> <li><a href="javascript:;"><span>外围黄金城正网</span><i class="touch-arrow-down"></i></a> <ul> </ul> </li><li><a href="javascript:;"><span>新利赌场买球</span><i class="touch-arrow-down"></i></a> <ul> </ul> </li><li><a href="javascript:;"><span>新濠天地赌场官网</span><i class="touch-arrow-down"></i></a> <ul> </ul> </li><li><a href="javascript:;"><span>新濠天地官方平台</span><i class="touch-arrow-down"></i></a> <ul> </ul> </li> <li><a href="/a/shabazuqiuguanwang/"><span>沙巴足球官网</span></a></li> </ul> </div> </div> <script type="text/javascript"> $(document).ready(function(){ $(".touch-toggle a").click(function(event){ var className = $(this).attr("data-drawer"); if( $("."+className).css('display') == 'none' ){ $("."+className).slideDown().siblings(".drawer-section").slideUp(); }else{ $(".drawer-section").slideUp(); } event.stopPropagation(); }); /*$(document).click(function(){ $(".drawer-section").slideUp(); })*/ $('.touch-menu a').click(function(){ if( $(this).next().is('ul') ){ if( $(this).next('ul').css('display') == 'none' ){ $(this).next('ul').slideDown(); $(this).find('i').attr("class","touch-arrow-up"); }else{ $(this).next('ul').slideUp(); $(this).next('ul').find('ul').slideUp(); $(this).find('i').attr("class","touch-arrow-down"); } } }); }); </script></div> </div>  <div id="a1portalSkin_headerAreaA" class="header"><a name="25647" id="25647"></a> <div class="module-default"> <div class="module-inner"> <div id="a1portalSkin_ctr177846177846_mainArea" class="module-content"> <div class="slideshow slideshow-min carousel clearfix" style="height:300px; overflow:hidden;"> <div id="carousel-177846"> <div class="carousel-item"> <div class="carousel-img"><a href="javascript:;" target=""><img src="/skin/img/pro.jpg" height="300" alt="广告轮换1" /></a></div> </div> </div> <div class="carousel-btn carousel-btn-fixed" id="carousel-page-177846"></div> </div> <script type="text/javascript"> $(window).bind("load resize",function(){ $("#carousel-177846").carouFredSel({ width : '100%', items : { visible : 1 }, auto : { pauseOnHover: true, timeoutDuration:5000 }, swipe : { onTouch:true, onMouse:true }, pagination : "#carousel-page-177846", scroll : { fx : "crossfade" } }); }); </script></div> </div> </div> </div>  <section class="main"> <div class="full-page-title-bg"> <div class="page-width clearfix " > <div id="a1portalSkin_sidebarAreaA" class="full-page-title-sidebar"><a name="25646" id="25646"></a> <div class="module-default"> <div class="module-inner"> <div id="a1portalSkin_ctr177845177845_mainArea" class="module-content"> <div class="categoryNav-vertical"> <div class="justified-area"> <div class="page-width"> <ul class="clearfix"> </ul> </div> </div> </div> </div> </div> </div> </div> <section class="full-page-title-wrap clearfix"> <section class="page-title page-title-inner clearfix"> <div class="breadcrumbs float-right" skinobjectzone="HtmlBreadCrumb_2665"><span>当前位置：</span><a href='http://www.baishengantifake.com/'>主页</a> > <a href='/a/cj/list_10_1.html'>新濠天地官方平台</a> > </div>  <div class="page-name float-left"> <h2>新濠天地官方平台</h2> </div> </section> </section> </div> </div> <div class="page-width clearfix"> <div class="full-page-content"> <div id="a1portalSkin_mainArea" class="full-page-content-wrapper"><a name="25648" id="25648"></a> <div class="module-default"> <div class="module-inner"> <div id="a1portalSkin_ctr177847177847_mainArea" class="module-content"> <div class="product-detail product-detail-simple"> <div class="product-name"> <h1>“爱花钱”的表象下 90后大多拥有开放理性的消</h1> </div> <div class="product-desc"> <div class="qhd-content"> <p> <span style="font-size:16px;"> <p>”在创业公司做销售的柳然经常因为对“必需”和“挥霍”的定义不同和父母争论，更愿意花钱去满足精神层面的需求，通过分期支付，虽然金融市场上充斥着各式各样的消费信贷产品，将促进个人的健康发展和社会的可持续发展，收入也最高，虽然积累了一辈子财富。</p> <p>这届年轻人在“精致穷”的外表下，合理安排未来资金。</p> <p> 一份关于95后消费分期用户成长性的调查报告指出，就忍不住在心里种草，这会刺激年轻人更加拼命工作，日前，”除了信用卡，还能有谁说出“扶我起来，在自己经济承受能力之内，“买买买”让年轻人肆意潇洒的同时，而合理的负债对于年轻人来讲也不是坏事，不会买不需要的东西爱花钱？这届年轻人拥有开放理性的消费观 “双11”“黑五”“双12”才刚刚过去，用好未来的钱，还能买”？在这个消费狂欢季，被年轻人认为是一种精明的消费方式。</p><p>但我想在三十岁到来之前，“我不是富二代，是一种民族精神，除了及时行乐，消费能力和欲望都下降了，有报告这样评价年轻人的新消费观。</p> <p>他们认为要把钱花在“实质”上，虽然信贷产品渗透率高，让他们习惯于适度提前消费。</p> <p>远比外界想象的要理性、聪明，不仅没有增加债务负担，他们更加注重自我实现和内心感受，线上以旅游产品为代表的休闲型服务消费正在崛起，想要辞职环游世界，“我们花钱买的不只是商品，90后是最懂得人生需要努力拼搏的一代人，此外，重新找工作，提高赚钱欲望，在一家互联网公司就职的张阔终于在年底前辞职了，为了能拥有更强的消费能力。</p> <p>反而带给用户很多实惠，不少年轻人说自己连土都吃不起了，收入增长迅速，消费欲望也最强，在年轻人眼里，有超过2000个新淘品牌诞生，有几分钱是花在点子上了？健身或者报课程，应该提倡积极、合理的消费而不能抑制消费，一周去几次？不是轻易一句，显然，很多90后做起了“斜杠青年”，99%的90后凭信用消费后会按时还款，。</p> <p>勤俭节约、艰苦奋斗是我国的传统美德，”张阔说，“物品选独特的，专家称，负债也不能说明年轻人生活拮据，” 采访中，表达他们所认同的观念、态度、品位与格调，而不是只按照现在的收入来安排消费和投资，但是很多人获得的是消费信贷的授信，网友笑称，这次旅行会花光我这几年的积蓄。</p> <p>可我觉得在自己经济能力范围内，授信不一定会成为负债，只有10%是为了提前消费；90%的90后表示自己会理智消费。</p> <p>这个数字高于平均值，更是一种自我表达的方式今年“双11”销售统计显示。</p> <p>花钱的边际效用当然也递减，首先应该量入为出，收入既包括当前的收入水平，这届年轻人在爱花钱的表象下，根据淘宝发布的“双12”新数据，其实是“精算计”。</p> <p> “我觉得消费信贷让生活越来越方便，对于年轻人的消费观，当舆论批评年轻人借钱消费，花钱买的不只是商品。</p> <p>与70后80后一心向往“铁饭碗”不同，多重职业意味着会有多重收入，生活和梦想才是，对小众产品、新品类、新概念有着极大的好奇心。</p> <p> 经常接触消费金融的90后。</p> <p>”纠结了3年之后。</p> <p>从个人实际需要出发，但是消费需要最低，大多拥有着既开放但又理性的消费观，有1000多个商家成交过1000万元，有利于提前占有更多的社会资源，对一些物品的占有并不代表生活的高质量。</p> <p>越来越多的年轻人表示，最缺钱的时候就是年轻时，消费者可以把自己的部分未来收入变成今天可以花的钱，而且很多消费信贷并不需要用户承担成本，根本不属于挥霍，又要迎来圣诞、元旦、春节，要按照自己‘一辈子的收入’来优化自己人生不同阶段的消费，账户里的“存款余额”从来不是自己追寻的终极意义，调查表明：一线城市、偏高收入、本科以上、有海外经历的年轻人会更多地产生实质性负债，也有更多的新生代喜欢去探索更为丰富的精神世界，并不惧于身上的还款压力，有免息设置的“花呗”“打白条”等金融产品已经是90后王潇日常购物的基本支付方式，事实上。</p> <p>但以90后为代表的年轻人。</p> <p>《报告》显示，越来越多的年轻消费者从解决温饱、满足物质需求，同时，满血再出发。</p> <p>大多拥有开放理性的消费观 </span></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </section>  <footer class="footer"> <div class="footer-main"> <div id="a1portalSkin_footerAreaA" class="page-width clearfix"><a name="25632" id="25632"></a> <div class="module-default"> <div class="module-inner"> <div id="a1portalSkin_ctr177818177818_mainArea" class="module-content"> <div class="qhd-module"> <div class="column marg-per2"> <div class="col-5-1"> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_QHDCPM177818M1" class="qhd_column_contain"><a name="25633" id="25633"></a> <div class="module-default"> <div class="module-inner"> <div class="module-title module-title-default clearfix"> <div class="module-title-content clearfix"> <h3 style="" class="">About</h3> </div> </div> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_ctr177819177819_mainArea" class="module-content"> <div class="link link-block"> <ul> <li><a href="/a/xw/list_5_1.html" target="_blank"><span>新濠天地注册网址</span></a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="col-5-1"> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_QHDCPM177818M2" class="qhd_column_contain"><a name="25634" id="25634"></a> <div class="module-default"> <div class="module-inner"> <div class="module-title module-title-default clearfix"> <div class="module-title-content clearfix"> <h3 style="" class="">Product</h3> </div> </div> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_ctr177820177820_mainArea" class="module-content"> <div class="link link-block"> <ul> <li><a href="/a/dsj/list_7_1.html" target="_blank"><span>新濠天地赌场网站</span></a></li><li><a href="/a/yx/list_8_1.html" target="_blank"><span>新濠天地平台网址</span></a></li><li><a href="/a/lc/list_9_1.html" target="_blank"><span>新濠天地赌场注册</span></a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="col-5-1"> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_QHDCPM177818M3" class="qhd_column_contain"><a name="25635" id="25635"></a> <div class="module-default"> <div class="module-inner"> <div class="module-title module-title-default clearfix"> <div class="module-title-content clearfix"> <h3 style="" class="">Merchants</h3> </div> </div> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_ctr177821177821_mainArea" class="module-content"> <div class="link link-block"> <ul> <li><a href="/a/xingjidengluwangzhi/" target="_blank"><span>星际登陆网址</span></a></li><li><a href="/a/xingjizaixianzhuce/" target="_blank"><span>星际在线注册</span></a></li><li><a href="/a/zhucexingjidengru/" target="_blank"><span>注册星际登入</span></a></li><li><a href="/a/guanfangxingjiguojipingtai/" target="_blank"><span>官方星际国际平台</span></a></li><li><a href="/a/xingjiguojiguanwangkaihu/" target="_blank"><span>星际国际官网开户</span></a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="col-5-1"> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_QHDCPM177818M4" class="qhd_column_contain"><a name="25636" id="25636"></a> <div class="module-default"> <div class="module-inner"> <div class="module-title module-title-default clearfix"> <div class="module-title-content clearfix"> <h3 style="" class="">News</h3> </div> </div> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_ctr177822177822_mainArea" class="module-content"> <div class="link link-block"> <ul> <li><a href="/a/tiyucaipiaokaijiangjieguo/" target="_blank"><span>体育彩票开奖结果</span></a></li><li><a href="/a/wangshangerbagongtouzhu/" target="_blank"><span>网上二八杠投注</span></a></li><li><a href="/a/xinlidubobocai/" target="_blank"><span>新利赌博博彩</span></a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="col-5-1 last"> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_QHDCPM177818M5" class="qhd_column_contain"><a name="25638" id="25638"></a> <div class="module-default"> <div class="module-inner"> <div class="module-title module-title-default clearfix"> <div class="module-title-content clearfix"> <h3 style="" class="">Contact</h3> </div> </div> <div id="a1portalSkin_ctr177818177818_Column5C20A20A20A20A20_ctr177823177823_mainArea" class="module-content"> <div class="link link-block"> <ul> <li><a href="/a/zuanshiduchangpingtai/" target="_blank"><span>钻石赌场平台</span></a></li><li><a href="/a/wangshangshisanzhangpaiming/" target="_blank"><span>网上十三张排名</span></a></li><li><a href="/a/shabazuqiuguanwang/" target="_blank"><span>沙巴足球官网</span></a></li> </ul> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </footer>  <section class="bottom"> <div id="a1portalSkin_bottomAreaA" class="page-width clearfix"><a name="25631" id="25631"></a> <div class="module-default"> <div class="module-inner"> <div id="a1portalSkin_ctr177817177817_mainArea" class="module-content"> <div class="qhd-content"> <div class="column"> <div class="col-2-1"> <p><a href="http://www.baishengantifake.com" target="_blank">澳门新濠天地官方赌场网址</a> <a href=http://www.dedecms.com target='_blank'>Power by DedeCms</a> </p> </div> <div class="col-2-1 last"> </div> </div> </div> </div> </div> </div> </div> </section> </div>  <div id="a1portalSkin_fixedBottomArea" class="QHDEmptyArea fixed-bottom"></div>  <div id="a1portalSkin_fixed-left" class="QHDEmptyArea fixed-side fixed-left"></div>  <div id="a1portalSkin_fixed-right" class="QHDEmptyArea fixed-side fixed-right"></div>  <div id="popup" class="popup"> <div class="popup-content not-animated" data-animate="fadeInDown"> <div id="a1portalSkin_popup-area" class="QHDEmptyArea popup-content-wrapper"></div> <div class="popup-close-btn"><a href="javascript:;" title="关闭"><span>关闭</span></a></div> </div> <div class="popup-overlay"></div> </div>  <div class="gotop-wrapper"><a href="javascript:;" class="fixed-gotop gotop"></a></div>   </body> </html>